Boat/Watercraft Insurance in Pennsylvania

Are you in the market for boat insurance? Protect your investment by purchasing an insurance policy from Bucksmont Insurance in Doylestown, PA. We provide coverage ranging from liability protection to towing coverage. We can customize your policy to meet your unique needs.

Boat/Watercraft Insurance Requirements

Pennsylvania does not legally require boat owners to purchase insurance. But, it is possible for lenders to require it if you finance your boat. Certain marinas may also ask for proof of boat insurance.

Boat/Watercraft Insurance Coverage

Boat insurance covers the following:

• Liability: This covers you for damages or injuries that you cause while you are on the water. It also protects you in the event you are sued following an accident.
• Collision: This will cover all damage to your boat if you collide with another boater while on the water. In this situation, it doesn’t matter who caused the accident. It will pay for your repair or replacement expenses.
• Comprehensive: This covers damage to your boat from theft, vandalism, fire, objects, storms, and more. It will cover repair or replacement expenses for your boat.
• Medical payments: Regardless of fault, this will cover medical expenses for you and your passengers following a boating accident.
• Personal property: This keeps your personal property on your boat, including fishing equipment, scuba gear, and more, protected in the event they are stolen or lost.
• Fuel spill/wreckage removal: If your boat leaks fuel into the water or sinks, this will cover you, as you will be responsible for cleanup.

Boat insurance does not cover general wear and tear, mold, animal damage, or insect damage to your boat.

Quotes

If you are interested in receiving a boat insurance quote, call Bucksmont Insurance today. Our office is located in Doylestown, PA.