If you are a business owner, protecting your company’s assets is essential, and purchasing commercial insurance is a key step in doing so. Many business owners have questions about which types of commercial insurance are necessary. If your company is located near Doylestown, PA, our team at Bucksmont Insurance can help you explore your insurance options.
Do You Use Your Car for Business Purposes?
If you plan to use your car to drive passengers for extra income, you may not realize that a standard auto insurance policy may not cover your vehicle in the event of an accident while driving passengers. According to the Pennsylvania Department of Insurance, working with a Transportation Network Company (TNC), such as Uber or Lyft, is considered a commercial activity. Before starting work with a TNC, ask whether the company offers any type of insurance coverage. If they do, inquire whether their coverage extends to the time you are driving toward the rider and while transporting them to their destination.
It’s also important to find out if the TNC will cover injuries to you or your passengers in the event of an accident. If you are leasing or making payments on your car, understanding how your vehicle will be covered during trips with the TNC is crucial. Speak with one of our agents to learn more about the differences between commercial and standard auto insurance for TNC drivers.
Call Us Today for Your Appointment
Our team at Bucksmont Insurance provides customized insurance packages for businesses of all sizes. Business owners near Doylestown, PA, have come to rely on our agents for excellent customer service. Contact us today to schedule an appointment and let us help protect your company with the right insurance solutions.