Small businesses face many risks. Some are preventable, and some are not. At Bucksmont Insurance, serving Doylestown, PA and surrounding areas, we want to help our business customers mitigate some of those risks with the right commercial insurance. Here are some things you may need to watch out for.

Your Business Is Hit by a Covered Hazard

There are so many things that can harm your business. Fire, storms, theft, vandalism and more. Commercial property insurance is essential to protect you. Even if you don’t own the building where your business is located, this insurance can protect all the things you need to be able to conduct business. Everything from electronics, to inventory, and raw materials, are all covered by your property insurance. 

You Get Sued

Many small businesses will face a lawsuit at some point, even if they have done nothing wrong, and judgments keep going up. If you are sued, it won’t just affect your reputation; it can also affect your bottom line. With commercial liability insurance, you will be better protected from a judgment and also the legal expenses that come with it. 

You Can’t Pay Your Bills

Business interruption insurance is a real lifesaver if you have to temporarily close because of a covered hazard. With your income stream dried up, you will need help to pay your rent, pay any outstanding bills, and even pay payroll or your salary. This could make the difference between your business closing or surviving. 

In and around Doylestown, PA, you can count on our dedicated independent agents at Bucksmont Insurance to understand your commercial insurance needs. Give us a call or reach out through our website for more info.